IMPORTANT NOTICE: CHANGES TO DOCUMENTS DUE TO BREXIT
As a result of the likely departure of the United Kingdom from the European Union (Brexit), we have had to make some changes to how our policies are underwritten from 1st January 2019.
Please note that the changes referred to in this notice do not affect the cover provided under the policy.
Previously our policies were underwritten by Hiscox Underwriting Ltd (HUL) as an intermediary on behalf of the insurers shown in the schedule. Most sections of the policies were insured by Hiscox Insurance Company Limited (HIC), although some sections were insured by other insurers, as detailed on the schedule.
As a result of Brexit, sections of our policies that were previously insured by HIC are now insured by Hiscox SA (HSA) directly. HUL will no longer act as intermediary. HSA is an insurance company in the Hiscox group, domiciled and regulated in Luxembourg.
As a result of the change of insurer from HIC to HSA, we have had to make a number of changes to the way in which our policies are administered, including how complaints are dealt with. In order to reflect these changes, the a few amendments are made to our policy documents. From January 1st 2019 onwards, please ensure to always use the documentation in this website together with the respective endorsement from the list below.
The new market standardised IPID is a customer facing policy document that must be provided both pre and post policy bind. The IPID will help make it easier for our customers to compare cover between different insurers to allow them to make a more informed choice when choosing a policy.