Overseas Property Insurance
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Overseas home insurance

We have a wealth of experience in covering both higher value main homes and holiday homes in Ireland or abroad. From ski chalets, to villas, apartments, chateaux and country estates, we can insure your clients’ homes whether they are Irish residents, expatriates, or even foreign nationals looking for specialist cover.

Hiscox Overseas Home Insurance offers two products: 

  • holiday homes: a product for smaller risks for those who insure their main home with Hiscox. The minimum premium is €350 plus local taxes;

  • overseas 606: a product for high net worth risks where the sum insured must include a minimum of €75,000 for contents and fine art.

Key features

  • €32,500 loss of rent cover for occasional letting of your property.

  • Two years alternative accommodation cover in the event you cannot use your holiday home due to an insured peril.

  • €6.5 million liability to cover any injury suffered by your visitors, tenants, employed staff or simply passers-by.

  • A network of international loss adjusters, including expatriates on the ground in France, Spain and Italy.

  • €1,500 emergency travel cover.

Who is it for?

Irish residents, expatriates, or even foreign nationals looking for specialist cover.


Arrange a quote for your client

  • Our dedicated team, specialising in overseas property insurance, has extensive knowledge of local markets including contractual obligations and market practice.

  • In the unfortunate event, your client has to make a claim, we provide a stress-free process with a network of English-speaking claims experts on hand to assist.

  • We also have a useful overseas home insurance guide for clients highlighting their options when considering cover for an overseas home.

Get a quote for your client

Hiscox Trader provides you with a quick and easy way to get your client an online quote for Hiscox Commercial Insurance products. Login in opposite or find out more here

Speak to your local Hiscox underwriter if you need any help using Hiscox Trader.